About tsmartcash
Built for founders who crossed borders to build
We started tsmartcash for founders who build real businesses in the US but are often turned away because of where they come from or which ID number they hold.
Our mission
Make US funding understandable and reachable for global founders
Immigrant and foreign-national entrepreneurs run clinics, bus lines, restaurants and neighborhood markets across the country. Many have strong sales and solid assets but face extra hurdles when they look for capital: no Social Security number, thin US credit history, or paperwork in an unfamiliar system.
Our job is to explain the options clearly, help you prepare, and connect you with funding that may fit. Requirements vary by funder and product, and we are upfront when an option is unlikely to work.
How we work
A funding portal, not a single lender
tsmartcash may provide certain financing directly or arrange it through third-party funders. Residential mortgages are offered through a licensed mortgage partner.
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Direct and partner funding
Depending on the product, financing may come from tsmartcash or from a third-party funder. You always see who is making the offer.
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Licensed mortgage partner
International mortgages for 1–4 unit homes are originated by our licensed mortgage partner.
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Transparent terms
Each offer carries the provider’s own terms. We help you understand the total cost before you decide.
Multilingual by design
Talk with someone who speaks your language
Funding conversations are easier in your own language. Our specialists serve clients in English, Spanish, Turkish, Arabic, Ukrainian, Russian, French and Urdu, and we explain US terms in plain words.
8 languages served
- English English
- Español Spanish
- Türkçe Turkish
- العربية Arabic
- Українська Ukrainian
- Русский Russian
- Français French
- اردو Urdu
What we stand for
Principles we hold ourselves to
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Honesty first
No promises of approval. We tell you what is typical and what depends on the funder.
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Respect for your story
Your path to the US is part of your business, not a problem to hide.
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Clarity over jargon
Factor rates, LTV and DSCR, explained so you can compare offers with confidence.
Let’s talk about your business
Start with an estimate or reach a specialist in your language.