From Invoice to Capital
in 5 Simple Steps
Our streamlined process helps B2B companies protect receivables and access working capital faster than traditional financing.
Connect Your Data
Upload invoices from your accounting software or sync directly with QuickBooks, Xero, or NetSuite. Our secure API connections import your receivables data in real-time.
AI Credit Analysis
Our proprietary machine learning models evaluate buyer creditworthiness using global trade data, financial statements, payment history, and industry benchmarks. Get scores within minutes.
Insurance Approval
Through our partnerships with leading trade credit insurers, receive instant credit limit approvals. Coverage can be obtained for individual buyers or your entire portfolio.
Financing Match
Our marketplace algorithm matches your insured receivables with the best financing terms from our network of factoring partners. Compare rates and terms in one dashboard.
Get Funded
Receive advances up to 95% of eligible invoice value within 48 hours. Repay from customer payments. Track everything from your unified tsmartcash dashboard.
AI-Powered Credit Analysis
Our proprietary machine learning models analyze thousands of data points to deliver accurate, real-time buyer credit scores. We combine:
- Global trade data from 50+ countries
- Financial statements and credit bureau data
- Payment behavior and industry benchmarks
- News and public information monitoring
Acme Corp - Credit Score
AAACredit Limit
$500K
Payment Trend
+5%
Risk Level
Low
Insurance Approval Flow
Submit Buyer List
Upload your buyer portfolio
AI Risk Assessment
Automated credit evaluation
Partner Review
Insurer final approval
Coverage Active
Start financing immediately
Instant Limit Approvals
Through our API connections with leading trade credit insurers, we deliver instant credit limit approvals for your buyers. No lengthy underwriting processes.
- Coverage up to $10M per buyer
- Partners: Coface, Allianz Trade, Atradius
- Automated claims processing
- Portfolio optimization recommendations
Everything You Need to Manage Trade Finance
Real-Time Buyer Monitoring
Continuous tracking of buyer credit health with alerts for any changes in financial status or payment behavior.
Portfolio Analytics
Comprehensive dashboard showing concentration risk, exposure by buyer, and optimal insurance coverage levels.
Automated Claims
Streamlined claims processing through our integrated insurer connections. File claims and track status within the platform.
Multi-Currency Support
Handle international invoices in multiple currencies with automatic conversion and hedge recommendations.
Ready to Transform Your Cash Flow?
Get a personalized demo and see how tsmartcash can help protect your receivables and unlock working capital.