Terms of Service

1. Acceptance of Terms

By accessing and using tsmartcash.com (the "Platform"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use the Platform.

2. Description of Service

tsmartcash provides a digital platform connecting B2B companies with trade credit insurance providers, invoice financing partners, and credit analysis services. We facilitate introductions and provide technology infrastructure — we do not provide banking or insurance services directly.

3. Important Disclaimers

4. Partner Relationships

tsmartcash works with third-party partners including trade credit insurers, banks, and factoring companies. We do not guarantee the availability, terms, or performance of any partner. Terms and conditions of specific financing or insurance products are determined by our partners.

5. User Representations

By using this Platform, you represent that: (a) you have the legal capacity to enter into this agreement; (b) all information you provide is accurate and complete; (c) you will use the Platform only for legitimate business purposes.

6. Limitation of Liability

tsmartcash shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Platform or any partner services.

7. Intellectual Property

All content, features, and functionality of this Platform are owned by tsmartcash and are protected by international copyright, trademark, and other intellectual property laws.

8. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

9. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Platform after changes constitutes acceptance of the new terms.

10. Contact

For questions about these Terms, contact us at legal@tsmartcash.com